LIC Becomes World's Third Strongest Insurance Brand

Poland's PZU topped the charts in the number one position with a remarkable BSI score of 94.4, followed by China Life Insurance, which took the second position with a score of 93.5.

As per the Brand Finance Insurance 100 2025 report, LIC has achieved a Brand Strength Index (BSI) rating of 88 out of 100, positioning it among the globe's strongest insurance brands.

Poland's PZU topped the charts in the number one position with a remarkable BSI score of 94.4, followed by China Life Insurance, which took the second position with a score of 93.5.

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In terms of total brand value, LIC is ranked 12th in the world among the top insurance brands. SBI Life is ranked 76th, which means that they are the only two Indian insurance companies included in the top 100 rankings.

The report points out that the top 100 insurance brands saw their brand value grow by 9% in 2025, powered by better underwriting, increased investment income, increasing interest rates, and enhanced profitability.

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The market capitalization of top insurance brands has increased massively with rising demand in various sectors. Economic recovery and good investor sentiment have also served to improve confidence in the sector, and strategic mergers, acquisitions, and technological advances have further spurred growth.

LIC's Financial Performance
Financially, LIC registered a 17% year-on-year increase in standalone net profit for the December quarter at Rs 11,056.47 crore, from Rs 9,444.42 crore in the corresponding period last year. This was due to reduced management costs, led by a decline in employee-related expenses.

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On a consolidated basis, the net profit of LIC increased by 16% to Rs 11,009 crore from Rs 9,469 crore a year earlier. The employee compensation and welfare expenses of the company decreased by 30%, from Rs 18,194 crore to Rs 14,416 crore, which helped the expense ratio fall by 231 basis points to 12.97% from 15.28%.

Insurance Sector Boost in India
India's insurance sector has been given a big boost after Finance Minister Nirmala Sitharaman made an announcement in the Budget for 2025-26 that the foreign direct investment (FDI) cap in the insurance sector will be raised from 74% to 100%. This is a major reform in India's financial sector.

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The higher FDI limit will be for insurance firms that invest the whole premium within India. Additionally, the current regulatory requirements for foreign investments will be examined and streamlined, according to the Finance Minister.

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