Mutual Fund SIP Inflows Surpass ₹26,000 Crore for Second Consecutive Month

January SIP Investments at ₹26,400 Crore Despite Market Volatility

The monthly systematic investment plan (SIP) contributions in January 2025 remained strong, surpassing the ₹26,000 crore mark for the second consecutive month. According to the Association of Mutual Funds in India (AMFI), SIP investments stood at ₹26,400 crore, slightly lower than ₹26,459 crore recorded in December 2024.

Despite market fluctuations, the assets under management (AUM) for all open-ended mutual fund schemes rose marginally by 0.49% to ₹66.98 lakh crore in January from ₹66.66 lakh crore in December.

Additionally, the number of mutual fund folios saw a steady increase, reaching 22.91 crore in January, up from 22.50 crore in December.

Sharp Surge in Overall Mutual Fund Inflows

Overall, open-ended mutual funds experienced a significant rise in net investments, jumping to ₹1.87 lakh crore in January from ₹80,509 crore in December.

However, equity mutual fund inflows saw a slight 4% monthly decline, registering ₹39,687 crore in January compared to ₹41,155 crore in December.

Small-Cap Funds and Hybrid Funds Gain Popularity

Small-cap funds remained highly favored by investors, attracting ₹5,720 crore in inflows—a 22.6% jump from December.
Hybrid mutual funds saw a remarkable 101% increase, with inflows rising to ₹8,767 crore in January, compared to ₹4,369 crore in December.

Record Surge in Index Funds and ETFs

Investments in index funds and exchange-traded funds (ETFs) saw an extraordinary increase of 1,207%, reaching ₹10,225 crore in January, up from just ₹784 crore in December.

Among them:

Index funds recorded the highest inflows at ₹5,254 crore.
Gold ETFs saw a strong investment inflow of ₹3,751 crore.
Other ETFs, which had witnessed outflows of ₹4,558 crore in December, reversed the trend with ₹1,171 crore in fresh investments in January.

Conclusion

The sustained SIP momentum, increasing mutual fund folios, and rising inflows into small-cap, hybrid, and index funds indicate growing investor confidence despite stock market volatility. With continued interest in systematic investments and diversified asset classes, the mutual fund industry remains on a steady growth trajectory in 2025.